August 13, 2015, 12:20 pm by
Crevan
I'll be honest... the amount I get from it is so insignificant, I don't even bother to click the interest first before withdrawing or depositing haha. I kind of just ignore this feature already, so it won't bother me for it to be gone.
August 13, 2015, 12:19 pm by
Kevin
in case anyone is wondering, daily interest is .00821917808% of the sP in your vault. look at that number and decide for yourself if that's something to get upset about.
August 13, 2015, 12:15 pm by
Ciel
It's alright, I guess? Dunno why so many people act like Keith brought an apocalypse upon them. It was a thing of 1%-2% and that amount of sP, regardless of your sP hoard, can be made elsewhere just as easily. It's not like y'all are going poor now. shrugs
August 13, 2015, 12:15 pm by
Campanella
I... really don't think this is a good idea.
I understand the logic behind it, I think - bank interest introduces more money into an economy that already has an issue with too much money in the circulation, after all - but I really don't think removing interest is the solution here. Unless you have an absolutely insane amount of money, the amount of interest per day is hardly significant. At 50mil deposited (which is already a fairly high estimate for the bulk of the userbase), you'd only get 4.1k per day - you get more than that from most games, sometimes even in a single round of that game. A lot of players are going to get much less than that, and while yes, the number can get rather high for particularly rich players, I don't think it's fair to remove the feature entirely just because a minority of the playerbase get a lot of sP per day from it.
Interest provides an additional reason to actually use the bank, because it rewards you for depositing money instead of keeping it on hand (while the other "encouragement" is just avoiding a penalty in the form of sP-taking random events). It provides a reason for players to sign on daily, even if they may not have the time to do a lot of quests or games or post on the forum a lot, because they get a small reward for basically "checking in" by collecting their interest. And, outside of a minority of very rich players, it doesn't introduce enough money into the economy to really count as a problem - again, even at a fairly high estimate for the bulk of the userbase, it's still less than most games get you (in some cases even in a single round). We're not removing games for giving too much money too easily, so I don't think we should be removing interest either.
Again: there may be some players who get a ridiculous amount of money from interest, such as the 300k [user="Keith"] listed in an earlier comment, but the vast majority of the player base get far less than that. The average user on Subeta, according to the statistics page, only has a little over 14mil - that's about 1.1k interest a day, not 300k. I'm currently the 1419th richest user myself, and my interest is only a bit over 17.5k.
If, for people who have a particularly high amount of money, the amount of interest is genuinely such a problem that it'd warrant removal, why not put a maximum cap on the amount of interest per day instead? It doesn't need to be a high one - 20k, 15k, 10k, 5k, maybe even less if deemed necessary. That way, the incentives interest provides (a simple reward for logging on daily and an incentive for depositing money) remains, while limiting the amount of money introduced into the economy by it. And, that way, we're not removing a feature because of a minority smaller than 1% of the userbase, either.
August 13, 2015, 12:14 pm by
Shae
Well I guess that is one less reason for me to try and sign on daily :(
As for the whole "play a couple of games to make up the sP" argument, try playing the vast majority of the games on a touch screen device and tell me how that goes for you. Or try a few quests from a touch screen device...it can be done, but it takes exponentially more time and effort to get it to work than from a laptop or desktop. Removing the bank interest is just another item that makes playing the site from a touchscreen device a pain in the ass (and don't even get me started on how atrocious the mobile version of the site is in general or how the wardrobe is next to unusable without a mouse...ugh!). Sorry...back to the subject of this news post........
I hear you on the reasons for why bank interest is being removed. I understand that you want to encourage people to spend their sP instead of hoarding it. I get it. I think it's shitty to take away even this "small" reward for those of us who are savers instead of spenders when the cost of csc in sP is in the tens of millions and the decent weapons on site are ungodly expensive as well. Having that extra 40 or 50k a day added to my stash was satisfying and made my goals feel much more attainable.
Do what's best for the userbase and economy as a whole, but please understand that for (what appears to be the minority) some of us, this sucks and is seen as a de-incentive to work towards big sP goals.
August 13, 2015, 12:13 pm by
HYPEBEAST
Why are people so bothered about others getting upset? Why do YOU care so much?
August 13, 2015, 12:11 pm by
Wesker
Oh no what will I do without my free 100k sP??? THE HORROR
seriously though, I don't see why this is throwing everyone into a riot. The interest rate is already so small the only people that make a killing through collecting interest the people with several billion sP. That's the 1% of users if not less. You can make more just doing quests or playing games. I hope the morty cards get put towards something good so they stop being so useless.
August 13, 2015, 12:10 pm by
clatskani
I just come on these to see the majority of guys bitch.
you dont like it disable your account. SHOW SUBETA WHO IS BOSS
LOL
i would hate to see something upset half of you in real life. if you get this worked up over virtual money
August 13, 2015, 12:10 pm by
Grishiu
What's gonna happen to Morty King now?! ;A;
In all fairness, back when interest rates were much higher, I used to be able to collect like 35k a day. Now that they're only 3%, I collect just over 10k per day, which is basically pennies to me. So I don't really care if they're gone or not, because I can just do something else daily like playing Mystic Spindles or something to make up for the interest loss.
However, users SHOULD really get an explanation why certain aspects of the site are being removed. The more transparent a company is, the more trust its customers give it. Subeta isn't that different from an actual business, and I do recommend giving users some more transparency on such removals.
Most importantly, I want Morty King back ;A;
August 13, 2015, 12:04 pm by
Memoria
apologies, I tried to thank you in my comment but slipped up on spelling.
Be nice if you could edit comments.
August 13, 2015, 12:02 pm by
Memoria
I haven't seen a single person say that, and I haven't seen anyone arguing against the loss of interest throw a hissy fit.
My issue is the way Keith worded his explanation which seems to have caused a majority of people to now think that because some of us have a lot of sP, we didn't work for it, it was magically placed there. (Thank you for your well put response ) I already stated I make about 150k per day, and I'm not overly fussed with losing it, but the class warfare that seemed to spring up after the initial explanation is misleading and rude to those who have worked hard for our sP and CONTINUE to do so.
I am now reminded why I do not interact with other users on this site.
August 13, 2015, 12:01 pm by
Archimedes_580
Maybe it would be good putting a link to the forum discussion into the news post. There were some good arguments why removing the interest is a good idea.
And all the complaining about not informing the useers may come to an end.
August 13, 2015, 11:59 am by
BoaConstrictor
That's what I call courageous! And how much of it have you lost to Sebastian? Are you after the achievement or don't you care about your sP?
August 13, 2015, 11:57 am by
ShesUniique
What crap!.. I collect mine everyday.. and it's slowly going up. You guys are really not seeming to care anymore how things will affect those who do use it. Everyone all for it gets a smile ..we just get thrown to the dogs. Instead of taking it away.. why not fix the wardrobe. Just saying.
August 13, 2015, 11:56 am by
Keith
hdu
August 13, 2015, 11:55 am by
Darkrai
/shrugs It doesn't really bother me, even if I hadn't spent my whole bank recently when I was actually getting nice interest :P
August 13, 2015, 11:53 am by
KarenP
I always tend to forget to collect my interest, so this is no biggie to me.
I never understood why it wasn't taken away sooner after the whole Morty card incident.
August 13, 2015, 11:52 am by
Kevin
people like me balance out the people like you, could you imagine if everyone was like you? nothing would ever get done.
August 13, 2015, 11:52 am by
JuliaJ
Very dissapointed! :( I was enjoying working hard to save and it was fun watching my interest grow. The earlier comments by staff about why give sp to people who already have a lot of sp are a bit insulting almost as though we got the sp for no effort or something, I enjoyed making sp it wasnt just handed to me and I enjoyed saving to see my sp grow now that is pointless.
I dont see how this is a positive thing it just took away something that made me enjoy the site and doesnt seem to be benefiting anyone either. Personally I like a goal to strive for, now that is gone, and so has my motivation to play
August 13, 2015, 11:51 am by
Cheri
Thought I was done on this discussion. Simply because we have on here so long and we earned this perk. Been on here almost 9 years, damn thats a long time.
August 13, 2015, 11:49 am by
InSaNe
yes it's like in real life why are some people very handsome like me while others are ugly ? we need more people like Keiths in real life to correct the injustices
August 13, 2015, 11:46 am by
Wolf_Spirit
Quote
No Offense Keith BUT us with older accounts have worked hard and long for these hundreds of millions. Its a perk we deserve.
I felt like this with the Zombies and so did many others, but I could also see, after a while, how it was indeed unfair for only a smaller population to be able to access Zombie Only areas. While it did seem unfair at the time for players like myself who deliberately stayed a zombie just to have all areas of the site accessible, I felt badly for those that couldn't access for whatever reason.
Keith made a very good point back in Feb which was why should only some people have perks and not others? Same thing here, really. Why should some players have bonuses that others don't?
August 13, 2015, 11:45 am by
Greg
August 13, 2015, 11:44 am by
odduckOasis
I always forget about the interest anyways, so not that I'll care. lol.
August 13, 2015, 11:42 am by
Wolf_Spirit
I never said you were or weren't, partly because I had no knowledge in this until you say something, but the other part is because one does what one chooses with their own sP. It's nice that you are, but not all are. Just the fact that it'd be nice if there was a more of an even playing ground. Interest was something that was not always remembered about and if there's someway of making things more even and such the better.
It's a shame that you feel as though this is unfair, but having some way of money just sitting there and you can hit a button and get a lot of money all at once doesn't seem quite right, either. It's more fun to work for the sP, anyway.
Buying CSC with cash, then selling it for sP is, indeed, one way, but having that extra bonus for those that are able to do so (by which I mean putting all your earnings into your vault and collecting interest on top of that) isn't fair either. Just one example, but is a very good one. Not saying that's how you do it, but is one very common way.
Heck, there are tons of things on here that I've not like the changes to or agreed with, but it's not easy trying to please everyone. Trying to keep things fair is one of the most difficult things in the world for a player base of over 1000 players. You never know - you may just like what Keith has up his sleeve on this one. I know I'm actually looking forward to this one.
And saying I never read your whole post is rather an assumption, I believe, is it not?
August 13, 2015, 11:41 am by
Caledonia
I honestly don't care about interest, I never collected mine anyway. My point is, over the past two or three weeks, Keith and other Staff members will close Discussion threads, for no reason. There would be no arguing, just discussion, and Keith would stroll in and shut it down like a whore house in the Vatican.
The interest removal was not explained in the news post, just stated. If you have a huge member base, you don't get to just cancel things without an explanation, it pisses folk off. The staff have not been very user friendly recently, causing more drama than they're stopping.
August 13, 2015, 11:40 am by
Allegria
There are a lot of people who seem to be of the opinion that interest isn't earned, and that the people complaining want more sP for free. The sP earning that interest didn't just find its way into the vault by accident. People have spent time and energy earning that sP that is earning that interest. You don't get millions or billions of sP just sitting around clicking one button a day.
August 13, 2015, 11:39 am by
Kevin
males do that too :p I am just trying to help people realize that this isn't as big of an issue as they are making it out to be. I assure you, you aren't the only one that reacted in the way you did.
August 13, 2015, 11:38 am by
Archimedes_580
What I don´t get about the complaints from rich users: You were rewarded during quests/games/plots/etc for your work. The argument you would "deserve" an interst for doing all this doesn´t open up to me. The interest is a gift, a bonus so to speak, freely given by Subeta. You don´t have to do anything active to get the interest. And I do not comprehend how someone "deserves" gifts.
I do understand that no one wants to lose a privilege but there is no rational argument for keeping the interest.
August 13, 2015, 11:38 am by
RubyShades
I have more than 100mil sP but only about 1.8mil is in my vault because I can't be bothered to keep putting sP in and taking it out every time I earn sP or want to spend sP. The benefit of not having to actually work for my sP has never been enough incentive to put my sP in the vault anyway so this won't be a feature I'll miss. It just means it's one less daily I need to remember.
August 13, 2015, 11:38 am by
Cheri
your probably right but I am female, I had to speak what was on my mind, in a nice way! Have a good one!
August 13, 2015, 11:38 am by
Phillip
Cause drama? There's like pages of arguments for and against inflation inducing aspects of the site. This is 3% bank interest. How the literal fuck this is causing drama is above and beyond me.
To all: I really just don't understand it - if you want to just get a higher number by pushing a single button each day, there's some $.88 calculators at pretty much every Wal Mart
August 13, 2015, 11:37 am by
tighnari
Let's be real though. The average user has 14 mil right? That's like . . . 500 sP. I can buy like a cheap snack if that. Not exactly a huge amount. I hate how older players think they deserve privileges that the younger players don't. You get a privilege every year with your loyalty box.
I'm not sure if anyone was reading the forums, but this is a much MUCH better alternative than users suggesting that we nerf quests. So you get 300k a day daily interest? If quests get nerfed you'd be getting about that much for questing. I'd rather lose my 30k interest any day over my quests getting knocked down as it's my only way of profiting.
August 13, 2015, 11:37 am by
Kevin
I don't think they're causing drama. Keith is doing what he thinks is best for Subeta. He wouldn't change things just to start something, I'm sure Subeta would be 100% drama free if he could find a way to do that. Just no matter what, people will disagree with how things are done.
August 13, 2015, 11:35 am by
Phillip
I want one, simply one reason besides "I feel entitled to more moneys for less work" that justifies interest.
Give me one reason why it better helps the site to have interest, beyond you throwing a hissy fit.
August 13, 2015, 11:35 am by
Kevin
and the sP you make by doing item hunt is actually earned, not simply by clicking a button for having sP :) the change won't really have enough impact for you to notice
August 13, 2015, 11:34 am by
Caledonia
, yeah, I eventually found it. Like I said, why it wasn't explained in the News Post, I don't know. Seems that the staff just want to cause drama recently!
August 13, 2015, 11:33 am by
Plewps
Thanks I already saw the answer :p I corrected myself under you comment thank you though.
August 13, 2015, 11:33 am by
Kevin
there is plenty of explanation here if you don't mind doing quite a bit of reading to find relevant posts in short, interest adds millions of sP into the economy for no reason, it isn't really earned. It only really benefits people with lots of sP saved up already.
August 13, 2015, 11:33 am by
Cheri
I don't play games anymore. I will continue to do dalies and well I did start doing Item Hunt again so guess I do play a game. Also the games in the plot.
August 13, 2015, 11:32 am by
Caledonia
Ops, don't know how that posted more than once!
August 13, 2015, 11:32 am by
Caledonia
After scrolling through, I eventually found the explanation. Why it wasn't put in the News Post, i dunno.
August 13, 2015, 11:32 am by
Caledonia
After scrolling through, I eventually found the explanation. Why it wasn't put in the News Post, i dunno.
August 13, 2015, 11:32 am by
Caledonia
After scrolling through, I eventually found the explanation. Why it wasn't put in the News Post, i dunno.
August 13, 2015, 11:31 am by
Xezvi
I have collected my last interest. Goodbye, hopes of eventual gravy train… (not like I'd ever get there)
August 13, 2015, 11:31 am by
Sex
I don't come on as often as I used to but I always collected my sP interest. It's one of the very few things that brings me back to hoard my sP and such. Oh well.
August 13, 2015, 11:30 am by
Cheri
Again, no disrespect. You have to see it from our view. I have done daily after daily, plots, scoping out shops for the right stuff to sell. My goal was to be a high sp user. We won't see eye for eye so it doesn't even matter.
August 13, 2015, 11:30 am by
Caledonia
wow. Yet another example of Keith making a decision with no explanation. No doubt if a Forum thread pops up he'll close that as well.
August 13, 2015, 11:30 am by
Kevin
at risk of being ninja'd
Quote by Keith
Morty cards will be repurposed, so hang on to the ones you&;ve got 😉
Excuse you ? Why are you so upset about people being upset about others getting upset ?