Just modern is simple enough; there's no need to decide the 'rules of the land' then. Um. All are fine with me, though Subeta would probably be best.

But it doesn't! Modern definitely sounds good to me; as for the fantasy elements, I could go either way. Most of my characters can have their magical/fantasy things taken away from them and still be decent characters, so it's really up to you.

Well that certainly makes things a bit more difficult. xD; Is there any you have a preference on? Because I'm pretty much good with anything.

Um, sure, if you want. Did you have something in particular in mind?