Okay I am losing my mind because I could swear there was an item like this but I CANT FIND IT. The item image looks like this:

Some more info based on what I remember: It might not actually have the necklace loop on it. I can't remember for sure. I don't remember the colors. It def looked like older art.
Hmmm... I looked through the wardrobe to try to help you find it, but I don't think I could quite find it either.. These might be what you're looking for? It's going to drive me crazy, because I feel like I know what you're talking about, but I can't find it! Haha.
Nah it's none of those D: And right? I mean I honestly can't remember if it had the loop on it or not but fairly sure it did. Thanks for looking ❤
No problem! Hopefully someone more wardrobe savvy than me will respond with the item you're looking for. ;)
Last thoughts...
that looks vaguely familiar and reminds me of the afternoon i spent trying to find a wig i swear Everyone Wore a few years ago with the sheep makeup kit, and the time i spent this morning trying to recreate an avatar i wore in december... i hope you're more successful than i was p:
these are all over the place... when i saw your drawing i thought about the ocarina pendant, but that doesn't have any fringe :
These aren't exactly like your drawing but I thought I'd show you just in case. I looked through all of the neck items and couldn't find anything like that :( Are you sure it wasn't a CW or something?

Thanks for your help guys, but it's not any of those :( I'm almost certain it wasn't a cw, but now I'm starting to think I made I imagined it or something lmao
It's okay, it'll probably turn up when you least expect it lol

maybe it wasn't a wear, but a plot item or something? like rebecca said, it'll probably turn up once you stop looking for it, haha. (& i'm glad i looked through those; it reminded me to go through all those old, cheap token shop items lmao uwu)