So I recently saved up 500m and then decided to spend it all on wishlist stuff. Sad to say that didn't even get me half way through my massive pile of a wishlist though. Now I have just under 100m left, although I've been making sP here and there since (I figure I've spent that original 500m though). I'm thinking I should probably save up again. But I keep wanting more stuff. And I keep seeing people selling more stuff, so I buy it. I'm a sucker for a good deal.

So when do you start saving up, as opposed to buying more and more?

I just randomly put some sP in the bank and let it pile up. I usually can't save much most days but once I got 5mil then saving always becomes much easier for me. I always leave myself 500k or so to spend throughout the day. Sure I get tempted to spend but I think it over, decide against it and I go on my way. :P

After I bought my last weapon, I started saving up for my next weapon. When I got to how much I needed, I decided to just keep saving. so here I am and I am still saving until an unknown time in the future.

I spend most of my sP as I get it, so not much saving going on. It depends on what you want to spend points on. I would suggest purchasing retired items as soon as you have the points for it, since the price will most likely increase with time. With newer items, I would wait to see if the price drops. I am collecting beanbags right now and I usually try to buy them when the shop search list one that is much cheaper than the other shops. It doesn't seem worth it to save for a collection when the prices seem to keep going up all the time.

I find that I spend more than I save. Initially I wanted to not drop below 100mil, but I've been really unstably below that and am struggling to get up that much again. Now I firmly say no to myself if I try to go below 70mil. I usually spend large amounts on wearables.

What saving? I try to have at least 5mil in my bank in case the latest sp sink comes out (like GoOutside). ;O; But even that's hard haha. I'm a wardrobe nut, so saving is difficult as I always find myself buying something if I come across a good deal.

Basically I tell myself inflation on certain wearables is unavoidable. Better get them while I can afford them than sit around saving and then seeing the prices have skyrocketed. ;x

I usually pretend I dont have any sP so I'm not tempted to spend it every 5 seconds, but other times I just keep buying wishlist junk that I will probably never use ;c;

If I fall below 50mil I have to save up again, that's the lowest I can stand to look at. XD

I'm saving my sP so that I can buy all the items for my dream avatar. After that I'll probably just spend everything on wishlist stuff.

I try to deposit 1 mil a day so that I slowly save up over time. Besides that, I'll spend whatever amount of sP on items that need buying/catch my eye.

[edit]I'm still a pretty new user, though, so hopefully over time I'll be able to save even more!

I start saving as soon as I look at friends wishlists and realise Lumi is "only" a few months away xD Sometimes I take a minor break and spend a few mill on pets or small wishies, but most goes into the vault!

I'm always saving. I only keep 2m on hand for spending (though I might splurge a little if I sell something directly), the rest goes in the bank or stays in my shop till. Then I'll blow it all on this or that art or whatever and start saving again. I can never save more than 150m at a time lol.

terrible at saving, hence why a lot of the old stuff on my WL is the super pricey stuff! i'm impulsive and tend to just splash out and buy crap all the time ;n;

def going to start saving now to get those pet slots though!

I try to save up, but then I find an item and it is something that I must have, and then my small pile of money disappears. I don't think I've had more than 20 million at a time.

Im still really new, but im a money hoarder on both this and neo, so im always saving. Though it is much easier to splurge here, i havent yet found said thing id like to splurge on. Currently just workjng on my collections, getting the cheap beanbags/plushies for now

I save once I start to want a certain item. Save until I get it, then overspend on extra wishlist stuff. ;u; A never ending cycle that keeps me pretty broke.

My current savings are still from last year when i restocked two PBows and thought: wow so rich now, gotta keep saving! I wanted to reach 1bil, which didn't happen because I did end up spending. Now I regained control and only allow myself some spending every time i reach more than a round 50mil and the deal is that I can't dip below it.

I usually keep about 3 mil on me for various spending. I tend to save the rest although I don't have all that much in my bank. I probably don't do all that much to earn sp though....

I'm sort of lucky, in that I'm keeping all my sP in my shop til to get that achievement, so I can't even buy much of anything just yet. But as soon as I hit that last tier.... I've never been good at saving a lot of points on games like this lol. I always tell myself I'm going to, but then something catches my eye and I'm like MUST HAVE. I only keep 500k on me so that I don't go crazy.

I'm still poor so I just keep saving.