I like what I've got going so far, but I need help with clothing. What do you guys think?
I wish I could help you but unfortunately I'm not so good with avatars. Have you tried generators?

SubetaHQ has a way to try out wearables: http://www.subetahq.com/wardrobe/index.php
Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn
i always end up picking out really expensive stuff when i use generators haha
In that case, this thread might be useful to you: http://subeta.net/forums//?act=read&topic=531895
There's quite a few items that would match a punk character. It's useful for finding "basic" wearables too.
Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn