I did a little searching and found this use to be a feature and it was removed at some point. Curious as to why and if anybody knows why we don't have this feature? Could we get this feature back? Seems like a no brainer to reward players for growing their accounts and encouraging people to visit the site daily. It's a bit silly to have a vault that both doesn't reward us or seem to protect us from any losses.

It was found to have been introducing too much sp into the economy, i think, so it was removed to prevent or at least slow the devaluing of the worth of sp At least, i think this was stated to be the reason! ;o; apologies if i’m wrong

with the amount of daily users this site has i can't imagine that it would currently be an "economy breaker" by any means... i have an extremely full shop and items over 1m+ take weeks to sell and items over 5m+ take MONTHS to sell. Nobody is spending SP and certainly not in a way that keeps the economy fluid - in my experience. And I hoard too because the only thing making me SP is literally quests and the occasional pickings from my shop till that barely ever has anything in it. Maybe if people had more reliable ways to generate SP we would actually be spending SP. Even something stupid like 1% interest would at least be a daily dopamine click.

you can make up to several million a day though, almost guaranteed, by doing quests c: especially on weekend bonuses! I believe that, combined with vault interest, was making sp too easy to obtain with very little effort and i believe - and hopefully somebody else can step in and correct me if i’m wrong - that was why it may have been removed

I totally see your point though! I miss vault interest too :c

We shouldn't get money for nothing.

"Maybe if people had more reliable ways to generate SP we would actually be spending SP. Even something stupid like 1% interest would at least be a daily dopamine click."

We have reliable ways already. It's just that most of the stuff we can buy in shops via SP is attainable with other currencies. There are very little items that can only be gotten via SP.

vault interest was one of those features that was originally included because "neopets does it, so it must be a staple of pet sites in general, so we should have it too, right?"

then as subeta developed its own identity, it was decided that vault interest didn't really contribute anything except pumping excess sP into the economy, especially for users who already had massive savings.

for reference, i have about 100 million sP saved up; i am FAR from a rich user, as i am very lazy. most long-time active players have way, way more than i do. 1% of that is 1 million sP. if i could click a button to get 1 million free sP every day, that would be pretty wild. now imagine the users who have 500 million, 1 billion, and even more than that.

it's very easy to make money on this site; even without the millions you get from quests, you can just speed through random, ruffie raffle, scratchcards, and item hunt, and get a decent chunk of change every day. for a daily click that gives you a little something in return, we have the bathhouse. so there's not much point in bank interest imo.

Omg, I didn't even think of this, but this past year is when I finally got the achievement to save 250mill in your shop till, and had I managed that in those days I'd be making bank daily. Truly, that's an incredible amount of sP being made just from collecting interest. I can see why that was a problem.

Frenchi outlines the numbers very well in their post; I'm just chiming in to say that yes, this was the explicit staff explanation. The players who have the most sP have SO MUCH SP because they've earned it over years and mostly sat on it. The interest they were getting on top was making kind of a money greenhouse effect, and in addition to trying to balance the game economy, the staff didn't think it was fair or fun for a tiny percentage of the player base to basically print money for no engagement just because they'd been here for so long.

The staff actually had a deflation event about the same time where users would donate big figures of sP for some limited time prizes to try to suck some of the excess money out of the game lol. It's important for the sake of new players just joining the site that things aren't skewed towards "old money." Newbies need to be able to earn and make meaningful impacts for themselves without putting months into playing catch-up.

I find it interesting that you say "Maybe if people had more reliable ways to generate SP we would actually be spending SP." When I was active on Neopets, the interest feature in the bank actually encouraged me to do the opposite. Earning money in that game was hard, at least the ways I was doing it! I put everything in my bank and sat on it in hopes that eventually I would have enough to print money, and THEN I could afford all the stupid pricey paintbrushes...

It was hard making sP in the early days of Subeta so I hoarded most of what I made in the bank to earn interest. Most of the sP I've earned over nearly 20 years has been from questing, restocking quest items which sell and playing games (there are games which pay out a lot of sP now but they weren't on the site in the early days).

As Atomos pointed out, items costing over 1 million and 5 million are difficult to sell - I have had some I got from Free Shop events which have been sitting in one of my shops for years. If people really want the expensive items they save up to buy them. However, wearables with old artwork are impossible to get rid of because people would rather earn currency for the special shops and get the latest items.

Things that do sell - Wizard Tokens in between the Wizard being the special weekend quest. Special event currencies if you have some spare ones because newer players would like things from the special shops. (It's cheaper than buying individual items from player shops) Weapons and scrolls because new battlers working a pet up the tiers need them. Mage Amulets - bought by battlers in hope of getting Tomes. Tomes - bought by battlers.