Super beginner question: what is the purpose of storing sP in the Vault? There doesn't seem to be any interest system like on Neopets. Are there random events that take away on-hand sP? Thanks 🙂

No, not currently. There used to be random events that would steal items or sP, and we used to have an interest system but both were done away with. You don't need to keep your sP in the vault for any reason now since it's safe if you have it on hand, but I personally like having somewhere to store it so it's out of the way

I generally store mine so I don't accidentally spend it while browsing on mobile

Good to know! Thanks @Last_Chance 👍

Agreed, I think I'll continue storing mine in case I accidentally click on something expensive 🙃

You also have the option of adding the PIN to your vault transactions for extra security :)!

Oh, that's right! I didn't even think of that. Yes, I'm sure that safeguarding the moneys is wise.