Is the random event that takes 5% or 10% of your SP still a thing?
It is not!
I think they retired any random events that take SP and/or items, maybe because they thought it was unfair or something? Now the only time you can lose items is from the zapper or Fireside bonfire, and I don't think anything can take your SP unless you're paying for something.
Thanks i been hording SP in the vault this whole time thinking it was still a thing!
you can now check whether or not Achievements are Retired by looking in the upper left corner. It's a red rectangular box.