I have the sp to buy it, but is it worth it?

at the moment

10% card is ~20m 20% card is ~40m 30% card is 150m (from MC)

at an average price of 2000sp, you need

at 10% off: 100000 purchases or spend 200m at 20% off: 100000 purchases or spend 200m at 30% off: 250000 purchases or spend 500m

to break even. at these are at main shops. (i think i did the math right).

bottom line is that usually the 30% is not worth it, the others might be. (i got my 20% card at 22m iirc a few years ago, and am just about to break even, im at 19m savings)

Frankly, I don't think so. I've had mine (20%) for years and haven't even saved 10m, which is far less than it cost me. Back when it could be used for Subeautique purchases it was a more useful buy, but even if you're buying stuff from All That Glitters all the time, it would take an extraordinarily long time to earn that money back. That said, others may disagree. I just don't view it as a worthwhile investment in the long run. :)

Thanks for the input! How do you know how much you've saved? does it tell you, or have you just been keeping track?

it's automatically calculated in the user dashboard page :)

That's actually kind of a cool feature of it.

It really depends how much you restock, which is how much you'll use it! I bought my 20% years ago for 20-something million. I have now saved close to 52m, so for me it's well worth it.

So, if you are planning on being around for years (which is what it'll take to make it worth the price tag), AND you think you'll restock a fair amount, go for it. If you're not sure about one or both of those, it might not be worth it.

my User Dashboard tells me I've saved 229MsP and my user page's trophy says I have had 68K total restocked items. I think it took me around six years to break even.

Not worth it anymore. It WAS worth it when it applied to Subeautique items.

How do you tell your savings?

User Dash board I guess. I assume its on the main dashboard page, under your account info, probably near your gold account info.

30% is definitely not worth it, to echo others, but if you plan on doing some consistent restocking over the next couple years I think the 20% card would be worth investing in.

I paid 20m ish for my 20% discount card, and I've only saved 4m with it (this is in maybe a year or so). I rarely restock except for quests anymore, so that's why. But if you're going to buy it, buy it sooner rather than later to make back as much as you can with it.

I was lucky to recently buy a 20% card for about 14 mil. I think I had it less than a month and already saved about 450k XD

It does really depend if you plan to restock a lot in shops and if you plan to play subeta for an extended period of time.