I hit my 5 year mark today and choose the Loyalty Gold Account Totem from my Loyalty Box. I'd like to hold off using it until the beginning of February since this month is pretty hectic and I can't spend much time online. I can't seem to store it in my Vault or lock it in my inventory. Will it be safe from REs, zapping malfunctions and the like, or should I go ahead and activate it?

Thanks in advance for any answers!

There are no REs that affect your items anymore, but zapping can destroy it. You can't move it from your inventory, but you should be able to lock it as long as you have an open space? Unless you have other loyalty boxes/totems locked, I would move something that can be vaulted so you can lock the GA instead