I created a ticket and response:
Hello. I am very sorry about this but since it is a programming issue, you would need to post in the Problems and Bugs forum about this. :(~ ~Windows XP FF 16.0.2http://subeta.net/explore/vaults.php?vault=bank&int=trueInterest Increase: Since you collected your interest today, you've got a 24 hour 1% increase! Make sure to drop by again tomorrow.I without thinking collected my interest and got this. I know the site owner mentioned something about knowing there is/was a problem with the 'buff system' and that a cap was put into place at 3%.
Site owner:Now I have 4% interest. =/ Do I delete the sP interest I collected? I will, not a problem. As I would rather delete glitched sP, then to keep a whopping 8k.
The cap is actually at 4% if you would have read the rest of the board :p
Well 5% if you used a Morty Card. You are fine.
Dexter by ❤