so.. What is a Morty card? and what is interest?

Interest is the amount of sP you can collect at the bank every day for having sP in your vault. Your interest percentage determines how much sP you can collect per day. The Morty Card increases the interest percentage by 1% for one month, as explained in this news post.

I have a question about this too. Maybe you know, ? If you have your interest increased up to the 4% from collecting it every day, and then you use a Morty Card, will your interest then be 5% for a month? Or will the Morty Card negate the gained 4% and then take you down to 2%?

I'm not sure about that, I haven't heard anyone mention it yet. I think said the daily interest increase wasn't expiring properly and so it isn't supposed to be piling up the way it is. Maybe anything you add from activating a Morty Card would last for a month while the daily percentage increases will expire as planned once the glitch is fixed?

(only pinging Keith in hopes that he can provide an answer as to how this will work.)

I wonder if it's even okay to collect interest every day then, if this is a glitch. I don't want to take advantage of anything I'm not supposed to. Thank you for your answer!

So many people will just be collecting interest, there's no real way to police this. :P When it's fixed, it's fixed, but in the mean time, I'm collecting. Also, a lot of people won't even realise it's a bug.

-I would recommend not using your morty card until they fix the interest properly. I vaguely remember reading something in the bug forums about someone using a morty card and getting an error message because of the increase from collecting interest. They didn't specify if they lost their card or not, but I wouldn't take the chance.

I just used mine a few hours ago, and it bumped my interest up to 5% (from the 4% it had been formerly).