I know I probably sound like an idiot right now, but i'm a bit new here and although I know how to get sP and buy things, I have no idea about how much money I actually have at the moment. Iv'e looked around a little, but haven't found it. Thanks!

There should be a section on your sidebar which shows how much sP you have on-hand. If it's not there already, you can add it.

Under the "Personal" tab at the top of the page, look for "Customize Sidebar". The section you want to add will be called "Subeta: Rinnie". This will show your on-hand sP and other info.

Clicking the sP amount will take you to the sP Vault, where you can safely store any sP you don't want to carry around. There is a random event that takes a percentage of your sP, so be sure to make use of the vault to keep some of it safe! :)

Also under the Personal menu is "User Dashboard". There is a lot of info about your account here, including how much sP you have in total.

your Vault shows up in Centropolis, it's just above City Hall. Most pages in Subeta have a place on the Map. I thought it had a listing of how much sP you had in your pocket, but it doesn't seem to, so is right on that.

You can also access your vault from any page at Personal > Vault > sP rather than clicking the amount.

Thanks! I've never seen a gaming community so helpful and quick to reply.. thanks again ^w^

Also, if you have a shop, you may have sP there.