Looks like has already answered your questions :) If there's still anything you are still unclear, feel free to ask!

(I must say, I am pretty cloo-less about Custom overlays, as I've never gotten one myself :9 So contrary to 's advise, I'm probably not the best person to ask about those haha ^_^; )

Useful Links: > What to do on Subeta? > Useful general information for newbies > Finding friends (Chit Chat) > SubetaLodge (Offsite item database, pet colours etc.)