I realize this isn't necessarily the route you want to take since I understand you're looking for solutions that may not require a GA, but the information may be helpful to you or others who aren't aware -- you can buy CSCs from other users with sP, and use those CSCs to purchase Gold Account Medals from the Cash Shop. Alternatively, the base-level subscription -- equivalent to the GA you get from a GA Medal -- is just $3/month and you can cancel any time. (I understand times are tight right now, especially for those of us with kiddos to look after, but I'm just putting it out there. A lot of folks don't realize that our base GA price dropped from $5/month to $3/month.)